SMBC - Southern Missouri Bancorp Inc Stock Price, Fair Value and News

43.64USD+0.39 (+0.90%)Delayed

Market Summary

USD43.64+0.39

Delayed

0.90%

SMBC Alerts

Big jump in Revenue (Y/Y)

Big jump in Earnings (Y/Y)

SMBC Stock Price

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SMBC RSI Chart

SMBC Valuation

Market Cap

495.5M

Price/Earnings (Trailing)

9.49

Price/Sales (Trailing)

2.08

Price/Free Cashflow

7.21

SMBC Price/Sales (Trailing)

SMBC Profitability

Return on Equity

10.89%

Return on Assets

1.12%

Free Cashflow Yield

13.88%

SMBC Fundamentals

SMBC Revenue

Revenue (TTM)

238.0M

Rev. Growth (Yr)

32.6%

Rev. Growth (Qtr)

3.98%

SMBC Earnings

Earnings (TTM)

52.2M

Earnings Growth (Yr)

369.36%

Earnings Growth (Qtr)

-7.27%

Breaking Down SMBC Revenue

Last 7 days

3.7%

Last 30 days

8.5%

Last 90 days

-1.0%

Trailing 12 Months

26.4%

How does SMBC drawdown profile look like?

SMBC Financial Health

SMBC Investor Care

Dividend Yield

1.92%

Dividend/Share (TTM)

0.84

Shares Dilution (1Y)

0.22%

Diluted EPS (TTM)

4.59

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	238.0M	0	0	0
2023	153.7M	176.4M	199.5M	222.3M
2022	112.8M	116.9M	123.0M	133.8M
2021	109.2M	109.5M	111.4M	111.6M
2020	105.8M	107.1M	107.1M	108.3M
2019	92.4M	97.5M	102.4M	104.8M
2018	0	77.2M	82.3M	87.3M
2017	59.4M	61.5M	64.8M	68.9M
2016	55.9M	56.3M	57.5M	58.3M
2015	52.2M	55.3M	56.1M	55.9M
2014	38.7M	40.5M	44.5M	48.6M
2013	36.4M	36.3M	36.1M	37.1M
2012	39.8M	39.0M	38.1M	37.4M
2011	33.2M	35.0M	38.0M	40.4M
2010	0	27.5M	29.4M	31.3M

Get all data in R, Python etc through our Historical Stock Data APIs

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Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

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Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Southern Missouri Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 14, 2024	schalk sammy a	sold	-382,235	42.0639	-9,087	-
Mar 13, 2024	schalk sammy a	sold	-40,372	44.22	-913	-
Feb 14, 2024	hensley todd e.	acquired	175,500	17.55	10,000	-
Feb 08, 2024	young william e	acquired	-	-	500	-
Feb 08, 2024	funke matthew t	acquired	-	-	1,000	president/chief admin officer
Feb 08, 2024	steffens greg a	acquired	-	-	750	chairman/ceo
Feb 08, 2024	chkautovich stefan	acquired	-	-	750	chief financial officer
Feb 08, 2024	jones daniel lee	acquired	-	-	500	-
Feb 08, 2024	hensley todd e.	acquired	-	-	500	-
Feb 08, 2024	brooks rebecca j	acquired	-	-	500	-

Which funds bought or sold SMBC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	Arete Wealth Advisors, LLC	sold off	-100	-360,383	-	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-5.09	-120,593	420,141	-%
May 15, 2024	GOLDMAN SACHS GROUP INC	reduced	-63.09	-654,496	283,459	-%
May 15, 2024	MORGAN STANLEY	reduced	-24.99	-616,988	981,775	-%
May 15, 2024	JANUS HENDERSON GROUP PLC	added	0.02	-53,833	250,668	-%
May 15, 2024	CITADEL ADVISORS LLC	sold off	-100	-553,975	-	-%
May 15, 2024	Royal Bank of Canada	reduced	-27.04	-210,000	311,000	-%
May 15, 2024	Voya Investment Management LLC	sold off	-100	-225,840	-	-%
May 15, 2024	RAFFLES ASSOCIATES LP	added	3.01	-1,942,620	10,459,500	12.14%
May 15, 2024	TWO SIGMA INVESTMENTS, LP	added	40.95	73,575	551,576	-%

Are Funds Buying or Selling SMBC?

Are funds buying SMBC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own SMBC

No. of Funds

Unveiling Southern Missouri Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	5.07%	574,997	SC 13G
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Feb 08, 2024	fj capital management llc	5.37%	608,264	SC 13G/A
Jan 29, 2024	blackrock inc.	6.2%	706,660	SC 13G
Mar 08, 2023	blackrock inc.	4.8%	542,161	SC 13G/A
Feb 23, 2023	fj capital management llc	5.27%	595,835	SC 13G
Feb 09, 2023	fmr llc	-	0	SC 13G/A
Feb 01, 2023	blackrock inc.	6.4%	594,333	SC 13G/A
Feb 11, 2022	fj capital management llc	3.95%	351,304	SC 13G/A
Feb 09, 2022	fmr llc	-	0	SC 13G

Recent SEC filings of Southern Missouri Bancorp Inc

View All Filings

Date Filed	Form Type	Document
May 14, 2024	4	Insider Trading
May 10, 2024	10-Q	Quarterly Report
May 10, 2024	144	Notice of Insider Sale Intent
Apr 30, 2024	8-K	Current Report
Apr 25, 2024	8-K	Current Report
Mar 21, 2024	144	Notice of Insider Sale Intent
Mar 21, 2024	S-8	Employee Benefits Plan
Mar 15, 2024	4	Insider Trading
Mar 04, 2024	8-K	Current Report
Feb 28, 2024	8-K	Current Report

Peers (Alternatives to Southern Missouri Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Southern Missouri Bancorp Inc News

Latest updates

Southern Missouri Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	4.0%	64.00	62.00	58.00	54.00	48.00	39.00	35.00	32.00	28.00	28.00	29.00	28.00	27.00	28.00	27.00	27.00	26.00	27.00	27.00	26.00	25.00
Interest Expenses	0.1%	35.00	34.00	35.00	36.00	34.00	28.00	29.00	28.00	25.00	25.00	26.00	24.00	23.00	24.00	22.00	22.00	19.00	19.00	20.00	19.00	19.00
Income Taxes	-10.6%	3.00	3.00	3.00	4.00	1.00	3.00	2.00	4.00	2.00	3.00	3.00	4.00	3.00	3.00	3.00	2.00	1.00	2.00	2.00	2.00	2.00
Net Income	-7.3%	11.00	12.00	13.00	16.00	2.00	12.00	10.00	13.00	9.00	12.00	13.00	14.00	11.00	12.00	10.00	7.00	5.00	8.00	8.00	8.00	7.00
Net Income Margin	12.6%	0.22*	0.19*	0.21*	0.22*	0.24*	0.33*	0.36*	0.40*	0.42*	0.45*	0.45*	0.43*	-	-	-	-	-	-	-	-	-
Free Cashflow	25.8%	20.00	16.00	13.00	21.00	8.00	20.00	7.00	21.00	16.00	15.00	11.00	18.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	0.1%	4,647	4,644	4,470	4,360	4,293	3,451	3,445	3,215	3,264	2,919	2,739	2,701	2,732	2,623	2,541	2,542	2,427	2,312	2,251	2,214	2,210
Cash Equivalents	-22.2%	168	216	88.00	54.00	115	53.00	48.00	87.00	249	185	111	124	237	150	42.00	54.00	56.00	41.00	31.00	35.00	0.00
Net PPE	1.4%	96.00	95.00	95.00	92.00	92.00	67.00	71.00	71.00	72.00	65.00	65.00	64.00	64.00	64.00	64.00	65.00	0.00	65.00	65.00	63.00	0.00
Goodwill	0%	51.00	51.00	51.00	51.00	51.00	27.00	27.00	27.00	28.00	15.00	14.00	14.00	14.00	14.00	14.00	14.00	0.00	14.00	14.00	-	-
Liabilities	-0.1%	4,167	4,173	4,016	3,914	3,856	3,114	3,118	2,894	2,939	2,617	2,445	2,417	2,384	2,350	2,317	2,284	-	-	-	-	-
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	2,459	2,355	2,281	2,284	2.00	2,063	2,009	1,976	2.00
Shareholder's Equity	2.0%	480	470	454	446	437	337	326	321	325	302	293	283	273	268	260	258	250	249	242	238	0.00
Additional Paid-In Capital	0.4%	220	219	219	218	218	119	119	119	119	96.00	96.00	96.00	96.00	95.00	95.00	95.00	0.00	95.00	95.00	95.00	0.00
Float	-	-	-	-	-	-	357	-	-	-	402	-	-	-	242	-	-	-	298	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	41.0%	23,892	16,950	14,205	22,657	10,807	21,499	7,060	21,468	16,310	15,361	14,203	19,157	12,703	13,994	5,908	11,931	10,704	12,457	5,209	38,571	-16,909
Cashflow From Investing	-51.6%	-59,402	-39,179	-73,680	-139,686	198,840	-5,413	-267,146	-131,916	-36,193	-82,494	-53,325	-85,519	-23,653	22,989	-15,735	-122,610	-57,038	-54,859	-37,853	-112,906	105,065
Cashflow From Financing	-108.4%	-12,570	150,389	93,689	56,451	-148,242	-10,669	221,012	-51,327	83,965	140,233	26,932	-46,942	98,326	70,662	-2,543	108,819	61,396	52,022	28,667	83,405	-100,207
Dividend Payments	0.2%	2,385	2,380	2,380	2,380	2,376	1,938	1,938	1,857	1,778	1,777	1,782	1,427	1,441	1,361	1,369	-	-	-	-	-	-
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

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SMBC Income Statement

2024-03-31

CONDENSED CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Mar. 31, 2024	Mar. 31, 2023
Interest Income
Loans	$ 55,952,000	$ 43,115,000	$ 164,063,000	$ 113,288,000
Investment securities	1,729,000	2,076,000	5,217,000	3,519,000
Mortgage-backed securities	3,757,000	1,652,000	10,614,000	3,654,000
Other interest-earning assets	2,587,000	1,443,000	3,813,000	1,672,000
Total interest income	64,025,000	48,286,000	183,707,000	122,133,000
Interest Expense
Deposits	28,021,000	13,705,000	74,032,000	28,061,000
Securities sold under agreements to repurchase		213,000		213,000
Advances from FHLB	1,060,000	206,000	3,978,000	2,300,000
Subordinated debt	435,000	395,000	1,309,000	1,033,000
Total interest expense	29,516,000	14,519,000	79,319,000	31,607,000
Net Interest Income	34,509,000	33,767,000	104,388,000	90,526,000
Provision for Credit Losses	900,000	10,072,000	2,700,000	16,266,000
Net Interest Income After Provision for Credit Losses	33,609,000	23,695,000	101,688,000	74,260,000
Noninterest Income
Deposit account charges and related fees	1,847,000	2,089,000	5,421,000	5,578,000
Bank card interchange income	1,301,000	1,374,000	3,974,000	3,471,000
Loan late charges	150,000	161,000	409,000	402,000
Loan servicing fees	267,000	265,000	783,000	834,000
Other loan fees	757,000	465,000	1,758,000	1,959,000
Net realized gains on sale of loans	99,000	132,000	616,000	550,000
Net realized losses on sale of AFS securities	(807,000)		(1,489,000)
Earnings on bank owned life insurance	483,000	368,000	1,413,000	1,006,000
Insurance brokerage commissions	312,000	349,000	886,000	899,000
Wealth management	866,000	463,000	2,329,000	1,241,000
Other income	309,000	618,000	977,000	1,314,000
Total noninterest income	5,584,000	6,284,000	17,077,000	17,254,000
Noninterest Expense
Compensation and benefits	13,750,000	14,188,000	39,360,000	33,733,000
Occupancy and equipment, net	3,623,000	3,024,000	10,615,000	7,914,000
Data processing expense	2,349,000	2,505,000	7,039,000	5,380,000
Telecommunications expense	464,000	449,000	1,460,000	1,127,000
Deposit insurance premiums	677,000	231,000	1,824,000	710,000
Legal and professional fees	412,000	2,324,000	1,215,000	3,587,000
Advertising	622,000	409,000	1,479,000	1,074,000
Postage and office supplies	344,000	331,000	929,000	779,000
Intangibles amortization	1,018,000	812,000	3,053,000	1,615,000
Foreclosed property expenses	60,000	280,000	96,000	275,000
Other operating expense	1,730,000	2,439,000	5,546,000	5,356,000
Total noninterest expense	25,049,000	26,992,000	72,616,000	61,550,000
Income Before Income Taxes	14,144,000	2,987,000	46,149,000	29,964,000
Income Taxes	2,837,000	578,000	9,497,000	6,288,000
Net Income	$ 11,307,000	$ 2,409,000	$ 36,652,000	$ 23,676,000
Basic earnings per share	$ 1.00	$ 0.22	$ 3.23	$ 2.42
Diluted earnings per share	0.99	0.22	3.22	2.41
Dividends paid	$ 0.21	$ 0.21	$ 0.63	$ 0.63

SMBC Balance Sheet

2024-03-31

CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Jun. 30, 2023
Assets
Cash and cash equivalents	$ 168,273	$ 53,979
Interest-bearing time deposits	490	1,242
Available for sale securities	433,689	417,554
Stock in FHLB of Des Moines	8,667	11,540
Stock in Federal Reserve Bank of St. Louis	9,067	9,061
Loans receivable, net of ACL of $51,336 and $47,820 at March 31, 2024 and June 30, 2023, respectively	3,719,858	3,571,078
Accrued interest receivable	21,807	18,871
Premises and equipment, net	95,801	92,397
Bank owned life insurance - cash surrender value	73,101	71,684
Goodwill	50,727	50,773
Other intangible assets, net	27,322	30,472
Prepaid expenses and other assets	38,190	31,560
Total assets	4,646,992	4,360,211
Liabilities and Stockholders' Equity
Deposits	3,995,510	3,725,540
Advances from FHLB	102,043	133,514
Accounts payable and other liabilities	34,747	27,271
Accrued interest payable	11,965	4,723
Subordinated debt	23,143	23,105
Total liabilities	4,167,408	3,914,153
Common stock, $.01 par value; 25,000,000 shares authorized; 11,959,157 and 11,919,087 shares issued at March 31, 2024 and June 30, 2023, respectively	120	119
Additional paid-in capital	219,591	218,260
Retained earnings	300,227	270,720
Treasury stock of 593,063 and 588,625 shares at March 31, 2024 and June 30, 2023, respectively, at cost	(21,303)	(21,116)
Accumulated other comprehensive loss	(19,051)	(21,925)
Total stockholders' equity	479,584	446,058
Total liabilities and stockholders' equity	$ 4,646,992	$ 4,360,211

About Southern Missouri Bancorp Inc

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. Additionally, the company offers interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposits, and retirement savings plans; and residential mortgage, commercial real estate, construction, commercial business loans, and consumer loans, including home equity, automobile, second mortgage, mobile home, and deposit-secured loans. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

CEO	Mr. Greg A. Steffens
WEBSITE	bankwithsouthern.com
INDUSTRY	Banks Diversified
EMPLOYEES	511

Southern Missouri Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Southern Missouri Bancorp Inc? What does SMBC stand for in stocks?

SMBC is the stock ticker symbol of Southern Missouri Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Southern Missouri Bancorp Inc (SMBC)?

As of Fri May 17 2024, market cap of Southern Missouri Bancorp Inc is 495.54 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of SMBC stock?

You can check SMBC's fair value in chart for subscribers.

What is the fair value of SMBC stock?

You can check SMBC's fair value in chart for subscribers. The fair value of Southern Missouri Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Southern Missouri Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for SMBC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Southern Missouri Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether SMBC is over valued or under valued. Whether Southern Missouri Bancorp Inc is cheap or expensive depends on the assumptions which impact Southern Missouri Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for SMBC.

What is Southern Missouri Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, SMBC's PE ratio (Price to Earnings) is 9.49 and Price to Sales (PS) ratio is 2.08. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. SMBC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Southern Missouri Bancorp Inc's stock?

In the past 10 years, Southern Missouri Bancorp Inc has provided 0.112 (multiply by 100 for percentage) rate of return.