UBSI - United Bankshares Inc-WV Stock Price, Fair Value and News

34.79USD+0.31 (+0.90%)Market Closed

Market Summary

USD34.79+0.31

Market Closed

0.90%

UBSI Stock Price

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UBSI RSI Chart

UBSI Valuation

Market Cap

4.7B

Price/Earnings (Trailing)

13.14

Price/Sales (Trailing)

3.23

EV/EBITDA

2.16

Price/Free Cashflow

10.88

UBSI Price/Sales (Trailing)

UBSI Profitability

EBT Margin

31.17%

Return on Equity

7.38%

Return on Assets

1.18%

Free Cashflow Yield

9.19%

UBSI Fundamentals

UBSI Revenue

Revenue (TTM)

1.4B

Rev. Growth (Yr)

12.11%

Rev. Growth (Qtr)

UBSI Earnings

Earnings (TTM)

354.8M

Earnings Growth (Yr)

-11.69%

Earnings Growth (Qtr)

9.35%

Breaking Down UBSI Revenue

Last 7 days

1.7%

Last 30 days

4.1%

Last 90 days

0.6%

Trailing 12 Months

20.9%

How does UBSI drawdown profile look like?

UBSI Financial Health

UBSI Investor Care

Dividend Yield

4.21%

Dividend/Share (TTM)

1.45

Shares Dilution (1Y)

0.20%

Diluted EPS (TTM)

2.62

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	1.4B	0	0	0
2023	1.1B	1.2B	1.3B	1.4B
2022	792.3M	819.8M	889.4M	1.0B
2021	823.6M	825.0M	808.8M	795.1M
2020	753.9M	753.4M	773.3M	798.4M
2019	739.6M	760.9M	766.2M	762.6M
2018	670.2M	693.3M	706.7M	717.7M
2017	482.6M	524.5M	572.9M	623.8M
2016	427.6M	435.1M	452.0M	470.3M
2015	427.9M	428.7M	428.1M	423.6M
2014	325.0M	354.3M	384.5M	418.5M
2013	318.4M	312.8M	308.2M	306.2M
2012	324.5M	333.1M	329.8M	323.9M
2011	313.1M	303.4M	308.2M	316.5M
2010	355.2M	344.9M	334.4M	323.4M
2009	0	408.6M	387.2M	365.8M
2008	0	0	0	429.9M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of United Bankshares Inc-WV

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 24, 2024	adams richard m jr	sold (taxes)	-76,584	34.42	-2,225	chief executive officer
Feb 24, 2024	mildren charles j.	sold (taxes)	-5,644	34.42	-164	executive vice president
Feb 24, 2024	humphrey matthew l	sold (taxes)	-16,280	34.42	-473	executive vice president
Feb 24, 2024	schultheis anna j	sold (taxes)	-2,960	34.42	-86.00	executive vice president
Feb 24, 2024	gurtis julie r	sold (taxes)	-4,336	34.42	-126	executive vice president
Feb 24, 2024	shaver ami l	sold (taxes)	-3,579	34.42	-104	executive vice president
Feb 24, 2024	consagra james j jr	sold (taxes)	-76,584	34.42	-2,225	chief operating officer
Feb 24, 2024	kayes henry m jr	sold (taxes)	-5,644	34.42	-164	evp
Feb 24, 2024	proctor michael	sold (taxes)	-2,684	34.42	-78.00	executive vice president
Feb 24, 2024	ernest douglas bryan	sold (taxes)	-37,896	34.42	-1,101	executive vice-president

Which funds bought or sold UBSI recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 14, 2024	ALLIANCEBERNSTEIN L.P.	reduced	-0.65	-573,751	10,245,600	-%
May 14, 2024	Ensign Peak Advisors, Inc	reduced	-4.8	-157,275	1,540,470	-%
May 14, 2024	GUGGENHEIM CAPITAL LLC	added	43.71	650,016	2,407,840	0.02%
May 14, 2024	SCHRODER INVESTMENT MANAGEMENT GROUP	added	57.59	201,468	623,247	-%
May 14, 2024	PRUDENTIAL FINANCIAL INC	reduced	-1.91	-156,878	2,254,580	-%
May 14, 2024	Teton Advisors, Inc.	unchanged	-	-14,080	286,320	0.10%
May 14, 2024	NORGES BANK	sold off	-100	-45,307,800	-	-%
May 14, 2024	KEYBANK NATIONAL ASSOCIATION/OH	added	34.05	150,870	694,219	-%
May 14, 2024	FEDERATED HERMES, INC.	reduced	-66.25	-1,515,610	718,842	-%
May 14, 2024	LAZARD ASSET MANAGEMENT LLC	sold off	-100	-344,000	-	-%

Are Funds Buying or Selling UBSI?

Are funds buying UBSI calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own UBSI

No. of Funds

Unveiling United Bankshares Inc-WV's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	10.53%	14,202,951	SC 13G/A
Feb 12, 2024	state street corp	6.05%	8,170,075	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	5.4%	7,291,004	SC 13G/A
Jan 24, 2024	state street corp	6.28%	8,473,995	SC 13G/A
Jan 22, 2024	blackrock inc.	14.8%	19,971,599	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	5.4%	7,205,109	SC 13G
Feb 09, 2023	vanguard group inc	10.41%	14,016,115	SC 13G/A
Feb 07, 2023	state street corp	10.58%	14,243,920	SC 13G/A
Jan 23, 2023	blackrock inc.	14.7%	19,774,245	SC 13G/A
Jun 09, 2022	vanguard group inc	10.01%	13,544,798	SC 13G/A

Recent SEC filings of United Bankshares Inc-WV

View All Filings

Date Filed	Form Type	Document
May 10, 2024	10-Q	Quarterly Report
May 10, 2024	425	Prospectus Filed
May 10, 2024	8-K	Current Report
May 07, 2024	4	Insider Trading
Apr 25, 2024	8-K	Current Report
Apr 05, 2024	4	Insider Trading
Apr 02, 2024	DEFA14A	DEFA14A
Apr 02, 2024	DEF 14A	DEF 14A
Apr 02, 2024	ARS	ARS
Feb 29, 2024	10-K	Annual Report

Peers (Alternatives to United Bankshares Inc-WV)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	578.6B	174.7B	10.22%	48.98%	11.49	3.31	53.11%	19.83%
BAC	301.1B	137.9B	7.57%	39.24%	12.03	2.18	56.12%	-12.56%
WFC	215.7B	85.8B	9.58%	59.61%	11.49	2.51	35.02%	26.14%
C	121.3B	125.0B	6.53%	38.07%	15.17	0.97	37.85%	-
CFG	16.6B	10.4B	9.93%	41.37%	11.58	1.59	26.22%	-33.87%
KEY	14.2B	8.1B	3.29%	57.35%	16.28	1.75	32.15%	-50.93%
MID-CAP
CMA	7.2B	4.2B	5.39%	57.43%	10.3	1.69	34.68%	-45.96%
ZION	6.6B	4.1B	9.56%	86.36%	10.46	1.61	32.93%	-30.73%
ABCB	3.4B	1.3B	10.65%	65.52%	12.19	2.62	30.60%	-12.99%
ASB	3.4B	2.0B	10.14%	49.70%	20.99	1.66	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	409.2M	152.4M	3.25%	44.20%	41.16	2.68	16.94%	-73.84%
AROW	398.8M	173.1M	8.57%	24.92%	13.67	2.3	26.54%	-34.86%
ACNB	286.5M	98.7M	3.12%	13.90%	9.73	2.9	6.27%	-22.90%
ASRV	46.1M	62.5M	10.88%	-6.69%	-15.6	0.74	18.83%	-145.18%

United Bankshares Inc-WV News

Latest updates

United Bankshares Inc-WV Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.0%	369	369	357	346	329	308	264	228	203	195	194	200	206	209	210	199	180	184	190	199	189
EBITDA Margin	-4.6%	0.94*	0.99*	1.05*	1.14*	1.25*	1.35*	1.41*	1.44*	1.46*	1.49*	1.50*	1.50*	-	-	-	-	-	-	-	-	-
Interest Expenses	-3.1%	222	230	228	227	234	249	241	215	192	184	182	187	191	192	186	171	142	141	142	151	144
Income Taxes	-13.7%	21.00	25.00	25.00	23.00	24.00	27.00	26.00	24.00	20.00	19.00	24.00	24.00	28.00	21.00	29.00	11.00	10.00	12.00	17.00	18.00	17.00
Earnings Before Taxes	3.9%	108	104	121	116	123	126	129	119	102	93.00	116	119	134	113	133	64.00	50.00	76.00	83.00	85.00	81.00
EBT Margin	-5.8%	0.31*	0.33*	0.36*	0.40*	0.44*	0.47*	0.50*	0.52*	0.54*	0.58*	0.60*	0.61*	-	-	-	-	-	-	-	-	-
Net Income	9.4%	87.00	79.00	96.00	92.00	98.00	100	103	96.00	82.00	74.00	92.00	95.00	107	92.00	104	53.00	40.00	63.00	66.00	67.00	64.00
Net Income Margin	-5.8%	0.25*	0.26*	0.29*	0.32*	0.35*	0.38*	0.40*	0.42*	0.43*	0.46*	0.48*	0.48*	-	-	-	-	-	-	-	-	-
Free Cashflow	-25.0%	120	159	88.00	62.00	115	132	128	204	280	52.00	196	268	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2
Assets	0.3%	30,029	29,926	29,225	29,695	30,182	29,489	29,048	28,778	29,366	29,329	27,508	27,191	27,031	26,184	25,931	26,235	5,006	20,371	19,662	19,751	19,883
Cash Equivalents	8.4%	1,733	1,599	1,184	1,692	1,919	1,177	1,356	1,658	2,803	3,758	4,034	3,677	2,963	2,209	-	-	-	-	837	-	-
Net PPE	0.2%	191	191	192	194	196	199	199	198	200	197	172	171	174	176	180	181	-	96.00	97.00	95.00	95.00
Goodwill	0%	1,889	1,889	1,889	1,889	1,889	1,889	1,889	1,889	1,889	1,886	1,810	1,810	1,804	1,797	1,795	1,795	332	1,478	1,478	1,478	1,478
Liabilities	0.3%	25,221	25,155	24,576	25,058	25,576	24,973	24,608	24,291	24,770	24,610	23,077	22,797	22,698	21,887	21,664	22,037	-	17,027	16,298	16,397	16,549
Shareholder's Equity	0.8%	4,807	4,771	4,649	4,637	4,607	4,516	4,440	4,487	4,595	4,719	4,431	4,394	4,333	4,298	4,267	4,198	-	3,344	3,364	3,354	3,334
Retained Earnings	2.1%	1,782	1,746	1,716	1,669	1,625	1,575	1,524	1,470	1,423	1,391	1,363	1,317	1,267	1,205	1,158	1,100	-	1,093	1,133	1,105	1,073
Additional Paid-In Capital	0.0%	3,183	3,182	3,179	3,175	3,172	3,169	3,164	3,160	3,156	3,150	2,904	2,902	2,899	2,894	2,892	2,890	-	2,141	2,140	2,138	2,137
Shares Outstanding	0.2%	135	135	135	135	134	135	134	135	136	129	129	129	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	3,838	-	-	-	4,522	-	-	-	4,519	-	-	-	3,434	-	-	-	-	3,583

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-23.5%	124	163	90.00	65.00	118	137	134	206	284	56.00	201	271	81.00	186	-117	51.00	21.00	61.00	59.00	-61.46	93.00
Cashflow From Investing	99.0%	-2.43	-249	-68.03	265	91.00	-629	-740	-774	-1,303	-233	-44.39	333	-38.98	162	133	-34.95	-122	-96.47	-109	-1.43	-175
Cashflow From Financing	-97.7%	12.00	502	-529	-556	532	312	305	-576	65.00	-98.02	199	110	712	205	-421	710	600	-103	-227	144	235
Dividend Payments	2.9%	50.00	49.00	49.00	49.00	49.00	49.00	49.00	49.00	47.00	45.00	45.00	45.00	45.00	45.00	45.00	36.00	36.00	35.00	35.00	35.00	35.00
Buy Backs	-	1.00	-	0.00	0.00	1.00	0.00	0.00	53.00	26.00	0.00	-	-	11.00	21.00	-	-	1.00	1.00	16.00	6.00	12.00

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UBSI Income Statement

2024-03-31

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Interest income
Interest and fees on loans	$ 320,991	$ 279,896
Interest on federal funds sold and other short-term investments	12,303	10,983
Interest and dividends on securities:
Taxable	34,722	36,259
Tax-exempt	1,164	2,165
Total interest income	369,180	329,303
Interest expense
Interest on deposits	128,377	68,592
Interest on short-term borrowings	2,082	1,157
Interest on long-term borrowings	16,232	25,234
Total interest expense	146,691	94,983
Net interest income	222,489	234,320
Provision for credit losses	5,740	6,890
Net interest income after provision for credit losses	216,749	227,430
Other income
Income from bank-owned life insurance	2,418	1,891
Mortgage loan servicing income	789	2,276
Net investment securities losses	(99)	(405)
Other income	2,191	1,411
Total other income	32,212	32,744
Other expense
Employee compensation	59,293	55,414
Employee benefits	14,671	13,435
Net occupancy expense	12,343	11,833
Other real estate owned ("OREO") expense	159	667
Net gains on the sales of OREO properties	(83)	(43)
Equipment expense	6,853	6,996
Data processing expense	7,463	7,473
Mortgage loan servicing expense and impairment	1,015	1,884
Bankcard processing expense	616	522
FDIC insurance expense	6,455	4,587
Other expense	31,957	34,651
Total other expense	140,742	137,419
Income before income taxes	108,219	122,755
Income taxes	21,405	24,448
Net income	$ 86,814	$ 98,307
Earnings per common share:
Basic	$ 0.64	$ 0.73
Diluted	$ 0.64	$ 0.73
Average outstanding shares:
Basic	134,808,634	134,411,166
Diluted	135,121,380	134,840,328
Fees from trust services [Member]
Other income
Revenue from contract	$ 4,646	$ 4,780
Fees from brokerage services [Member]
Other income
Revenue from contract	5,267	4,200
Fees from deposit services [Member]
Other income
Revenue from contract	8,971	9,362
Bankcard fees and merchant discounts [Member]
Other income
Revenue from contract	1,873	1,707
Other service charges, commissions, and fees [Member]
Other income
Revenue from contract	858	1,138
Income from mortgage banking activities [Member]
Other income
Revenue from contract	$ 5,298	$ 6,384

UBSI Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 238,148	$ 257,153
Interest-bearing deposits with other banks	1,493,312	1,340,620
Federal funds sold	1,186	1,170
Total cash and cash equivalents	1,732,646	1,598,943
Securities available for sale at estimated fair value (amortized cost-$3,980,612 at March 31, 2024 and $4,149,895 at December 31, 2023, allowance for credit losses of $0 at March 31, 2024 and December 31, 2023)	3,613,975	3,786,377
Securities held to maturity, net of allowance for credit losses of $19 at March 31, 2024 and $17 at December 31, 2023 (estimated fair value-$1,020 at March 31, 2024 and December 31, 2023)	1,001	1,003
Equity securities at estimated fair value	8,762	8,945
Other investment securities	330,781	329,429
Loans held for sale measured using fair value option	44,426	56,261
Loans and leases	21,532,568	21,373,185
Less: Unearned income	(12,492)	(14,101)
Loans and leases, net of unearned income	21,520,076	21,359,084
Less: Allowance for loan and lease losses	(262,905)	(259,237)
Net loans and leases	21,257,171	21,099,847
Bank premises and equipment	190,988	190,520
Operating lease right-of-use assets	86,074	86,986
Goodwill	1,888,889	1,888,889
Mortgage servicing rights	4,241	4,554
Bank-owned life insurance ("BOLI")	490,596	486,895
Accrued interest receivable	113,815	111,420
Other assets	265,433	276,413
TOTAL ASSETS	30,028,798	29,926,482
Deposits:
Noninterest-bearing	6,017,349	6,149,080
Interest-bearing	16,902,397	16,670,239
Total deposits	22,919,746	22,819,319
Borrowings:
Securities sold under agreements to repurchase	207,727	196,095
Federal Home Loan Bank ("FHLB") borrowings	1,460,415	1,510,487
Other long-term borrowings	279,019	278,616
Reserve for lending-related commitments	42,915	44,706
Operating lease liabilities	92,266	92,885
Accrued expenses and other liabilities	219,269	213,134
TOTAL LIABILITIES	25,221,357	25,155,242
Shareholders' Equity
Preferred stock, $1.00 par value; Authorized-50,000,000 shares, none issued	0	0
Common stock, $2.50 par value; Authorized-200,000,000 shares; issued-142,536,369 and 142,257,646 at March 31, 2024 and December 31, 2023, respectively, including 7,343,694 and 7,308,583 shares in treasury at March 31, 2024 and December 31, 2023, respectively	356,341	355,644
Surplus	3,183,198	3,181,764
Retained earnings	1,782,220	1,745,619
Accumulated other comprehensive loss	(260,992)	(259,681)
Treasury stock, at cost	(253,326)	(252,106)
TOTAL SHAREHOLDERS' EQUITY	4,807,441	4,771,240
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 30,028,798	$ 29,926,482

About United Bankshares Inc-WV

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

CEO	Mr. Richard Matthew Adams Jr., M.D.
WEBSITE	ubsi-inc.com
INDUSTRY	Banks Diversified
EMPLOYEES	2799

United Bankshares Inc-WV Frequently Asked Questions

What is the ticker symbol for United Bankshares Inc-WV? What does UBSI stand for in stocks?

UBSI is the stock ticker symbol of United Bankshares Inc-WV. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of United Bankshares Inc-WV (UBSI)?

As of Tue May 14 2024, market cap of United Bankshares Inc-WV is 4.66 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of UBSI stock?

You can check UBSI's fair value in chart for subscribers.

What is the fair value of UBSI stock?

You can check UBSI's fair value in chart for subscribers. The fair value of United Bankshares Inc-WV is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of United Bankshares Inc-WV is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for UBSI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is United Bankshares Inc-WV a good stock to buy?

The fair value guage provides a quick view whether UBSI is over valued or under valued. Whether United Bankshares Inc-WV is cheap or expensive depends on the assumptions which impact United Bankshares Inc-WV's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for UBSI.

What is United Bankshares Inc-WV's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue May 14 2024, UBSI's PE ratio (Price to Earnings) is 13.14 and Price to Sales (PS) ratio is 3.23. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. UBSI PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on United Bankshares Inc-WV's stock?

In the past 10 years, United Bankshares Inc-WV has provided 0.051 (multiply by 100 for percentage) rate of return.