FINW Stock Price, FinWise Bancorp Quote, Chart

Market Summary

USD10.56-0.09

Market Closed

-0.85%

FINW Stock Price

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FINW RSI Chart

FINW Valuation

Market Cap

135.1M

Price/Earnings (Trailing)

7.99

Price/Sales (Trailing)

1.96

EV/EBITDA

0.23

Price/Free Cashflow

66.58

FINW Price/Sales (Trailing)

FINW Profitability

EBT Margin

33.58%

Return on Equity

10.41%

Return on Assets

2.77%

Free Cashflow Yield

1.5%

FINW Fundamentals

FINW Revenue

Revenue (TTM)

68.8M

Rev. Growth (Yr)

31.67%

Rev. Growth (Qtr)

-2.25%

FINW Earnings

Earnings (TTM)

16.9M

Earnings Growth (Yr)

-14.14%

Earnings Growth (Qtr)

-20.25%

Breaking Down FINW Revenue

Last 7 days

-0.4%

Last 30 days

7.2%

Last 90 days

1.2%

Trailing 12 Months

35.2%

How does FINW drawdown profile look like?

FINW Financial Health

FINW Investor Care

Buy Backs (1Y)

1.50%

Diluted EPS (TTM)

1.29

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	68.8M	0	0	0
2023	52.5M	55.4M	59.8M	64.5M
2022	53.7M	55.5M	54.6M	52.3M
2021	0	0	0	49.2M

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Tracking the Latest Insider Buys and Sells of FinWise Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 29, 2024	cannon dawn m	back to issuer	-	-	-25,389	see remarks
Mar 05, 2024	keil robert	bought	7,980	9.5	840	evp chief fintech officer
Feb 22, 2024	keil robert	bought	9,550	9.55	1,000	evp chief fintech officer
Oct 30, 2023	jacobson javvis o	bought	845	8.45	100	cfo and executive vp
Aug 15, 2023	giordano james n	bought	30,960	10.32	3,000	-
Apr 18, 2023	gibson thomas elmer jr	acquired	-	-	4,803	-
Apr 18, 2023	weichselbaum alan	acquired	-	-	4,803	-
Apr 18, 2023	nievaard lisa ann	acquired	-	-	4,803	-
Apr 18, 2023	hutchings jeana	acquired	-	-	4,803	-
Apr 18, 2023	giordano james n	acquired	-	-	4,803	-

Which funds bought or sold FINW recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	JANE STREET GROUP, LLC	added	50.62	16,953	310,093	-%
May 15, 2024	683 Capital Management, LLC	sold off	-100	-284,955	-	-%
May 15, 2024	GOLDMAN SACHS GROUP INC	added	45.39	3,412	165,272	-%
May 15, 2024	BASSWOOD CAPITAL MANAGEMENT, L.L.C.	sold off	-100	-64,924	-	-%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	13.61	-235,755	930,911	0.02%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	added	123	179,175	492,822	-%
May 15, 2024	Tower Research Capital LLC (TRC)	added	627	7,291	9,065	-%
May 15, 2024	Siena Capital Partners GP, LLC	unchanged	-	-484,439	1,142,870	0.38%
May 15, 2024	TOWNSQUARE CAPITAL LLC	unchanged	-	-60,492	142,710	-%
May 15, 2024	BARCLAYS PLC	sold off	-100	-7,000	-	-%

Are Funds Buying or Selling FINW?

Are funds buying FINW calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FINW

No. of Funds

Unveiling FinWise Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	alliancebernstein l.p.	7.6%	949,327	SC 13G/A
Feb 13, 2024	landvatter kent	8.3%	1,049,887	SC 13G
Feb 12, 2024	basswood capital management, l.l.c.	0.04%	4,537	SC 13G/A
Feb 06, 2024	prussin jarret	6.03%	756,430	SC 13G/A
Feb 06, 2024	wilenkin menachem	6.62%	829,614	SC 13G/A
May 16, 2023	wilenkin menachem	5.40%	694,820	SC 13G
May 16, 2023	prussin jarret	5.26%	677,477	SC 13G
Feb 14, 2023	alliancebernstein l.p.	6.7%	865,502	SC 13G
Feb 13, 2023	landvatter kent	7.4%	959,706	SC 13G/A
Feb 10, 2023	basswood capital management, l.l.c.	5.65%	726,490	SC 13G

Recent SEC filings of FinWise Bancorp

View All Filings

Date Filed	Form Type	Document
May 14, 2024	10-Q	Quarterly Report
Apr 30, 2024	ARS	ARS
Apr 30, 2024	DEFA14A	DEFA14A
Apr 29, 2024	8-K	Current Report
Apr 29, 2024	DEF 14A	DEF 14A
Apr 02, 2024	3	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	8-K	Current Report
Mar 25, 2024	10-K	Annual Report
Mar 07, 2024	8-K	Current Report

Peers (Alternatives to FinWise Bancorp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

FinWise Bancorp News

Latest updates

FinWise Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)													(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1
Revenue	-2.3%	18.00	18.00	17.00	16.00	13.00	13.00	13.00	13.00	13.00	16.00	14.00	11.00	9.00
EBITDA Margin	-4.3%	1.22*	1.27*	1.40*	1.47*	1.54*	1.70*	1.75*	1.81*	1.89*	1.85*	-	-	-
Interest Expenses	-2.5%	14.00	14.00	14.00	14.00	12.00	13.00	13.00	13.00	13.00	15.00	13.00	11.00	8.00
Income Taxes	-27.1%	1.00	2.00	2.00	2.00	1.00	2.00	3.00	2.00	3.00	3.00	3.00	3.00	2.00
Earnings Before Taxes	-22.4%	5.00	6.00	7.00	6.00	5.00	9.00	7.00	7.00	13.00	14.00	11.00	10.00	7.00
EBT Margin	-9.0%	0.34*	0.37*	0.45*	0.50*	0.54*	0.69*	0.74*	0.80*	0.89*	0.86*	-	-	-
Net Income	-20.3%	3.00	4.00	5.00	5.00	4.00	7.00	4.00	5.00	9.00	10.00	8.00	8.00	5.00
Net Income Margin	-9.1%	0.25*	0.27*	0.33*	0.34*	0.37*	0.48*	0.53*	0.60*	0.67*	0.64*	-	-	-
Free Cashflow	-95.8%	0.00	9.00	7.00	-13.84	3.00	24.00	-4.73	40.00	-5.73	11.00	3.00	-16.73	-9.18

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet										(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4
Assets	4.2%	611	586	555	496	442	401	386	366	424	380
Cash Equivalents	-1.0%	116	117	127	119	106	101	92.00	97.00	117	86.00
Net PPE	3.2%	15.00	15.00	14.00	13.00	9.00	9.00	7.00	6.00	5.00	3.00
Liabilities	4.0%	448	431	405	348	298	260	251	235	300	265
Shareholder's Equity	4.8%	162	155	150	147	144	140	134	131	125	115
Retained Earnings	3.2%	107	104	100	95.00	90.00	86.00	79.00	76.00	70.00	61.00
Additional Paid-In Capital	8.0%	55.00	51.00	51.00	53.00	55.00	55.00	55.00	55.00	55.00	55.00
Shares Outstanding	2.6%	13.00	12.00	12.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00
Float	-	-	-	-	93.00	-	-	-	97.00	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)													(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1
Cashflow From Operations	-84.1%	1,547	9,727	8,637	-9,413	3,314	24,402	-740	41,888	-4,397	12,243	4,019	-16,606	-8,888
Share Based Compensation	-69.8%	150	497	499	629	421	331	308	100	39.00	615	230	274	981
Cashflow From Investing	42.0%	-21,799	-37,572	-52,751	-24,288	-38,259	-25,725	-16,559	-3,329	9,779	-27,820	-15,095	34,343	32,829
Cashflow From Financing	5.6%	19,067	18,048	51,843	47,135	39,987	9,427	13,234	-58,677	25,510	33,225	39,316	-52,093	2,898
Buy Backs	36100.0%	180	-500*	2,353	2,173	216	922	214	-	-	-	-	-	-

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FINW Income Statement

2024-03-31

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income
Interest and fees on loans	$ 16,035	$ 12,342
Interest on securities	101	72
Other interest income	1,509	987
Total interest income	17,645	13,401
Interest expense
Interest on deposits	3,639	1,295
Total interest expense	3,639	1,295
Net interest income	14,006	12,106
Provision for credit losses	3,154	2,671
Net interest income after provision for credit losses	10,852	9,435
Non-interest income
Strategic Program fees	3,965	3,685
Gain on sale of loans, net	415	187
SBA loan servicing fees	466	591
Change in fair value on investment in BFG	(124)	(300)
Other miscellaneous income	742	364
Total non-interest income	5,464	4,527
Non-interest expense
Salaries and employee benefits	7,562	5,257
Professional services	1,567	1,474
Occupancy and equipment expenses	980	712
(Recovery) impairment of SBA servicing asset	(198)	(253)
Other operating expenses	1,896	1,547
Total non-interest expense	11,807	8,737
Income before provision for income taxes	4,509	5,225
Provision for income taxes	1,194	1,364
Net income	$ 3,315	$ 3,861
Earnings per share, basic (in dollars per share)	$ 0.26	$ 0.30
Earnings per share, diluted (in dollars per share)	$ 0.25	$ 0.29
Weighted average shares outstanding, basic (in shares)	12,502,448	12,708,326
Weighted average shares outstanding, diluted (in shares)	13,041,605	13,172,288

FINW Balance Sheet

2024-03-31

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Cash and cash equivalents
Cash and due from banks	$ 3,944	$ 411
Interest-bearing deposits	111,846	116,564
Total cash and cash equivalents	115,790	116,975
Investment securities held-to-maturity, net of allowance for credit losses of $0, (fair value of $13.1 million and $13.8 million, respectively)	14,820	15,388
Investment in Federal Home Loan Bank (FHLB) stock, at cost	349	238
Strategic Program loans held-for-sale, at lower of cost or fair value	54,947	47,514
Loans receivable, net of allowance for credit losses of $12.6 million and $12.9 million, respectively	377,101	358,560
Premises and equipment, net	15,098	14,630
Accrued interest receivable	3,429	3,573
Small Business Administration servicing asset, net	4,072	4,231
Investment in Business Funding Group (BFG), at fair value	8,200	4,200
Operating lease right-of-use (“ROU”) assets	4,104	4,293
Income taxes receivable, net	2,400	2,400
Other assets	10,523	14,219
Total assets	610,833	586,221
Deposits
Noninterest-bearing	107,076	95,486
Interest-bearing	317,020	309,347
Total deposits	424,096	404,833
Accrued interest payable	588	619
Income taxes payable, net	3,207	1,873
Deferred taxes, net	508	748
Paycheck Protection Program Liquidity Facility	158	190
Operating lease liabilities	6,046	6,296
Other liabilities	13,748	16,606
Total liabilities	448,351	431,165
Commitments and contingencies (Note 7)
Shareholders’ equity
Preferred stock, $0.001 par value, 4,000,000 authorized; no shares issued and outstanding as of March 31, 2024 and December 31, 2023	0	0
Common stock, $0.001 par value, 40,000,000 shares authorized; 12,793,555 and 12,493,565 shares issued and outstanding as of March 31, 2024 and December 31, 2023, respectively	13	12
Additional paid-in-capital	55,304	51,200
Retained earnings	107,165	103,844
Total shareholders’ equity	162,482	155,056
Total liabilities and shareholders’ equity	$ 610,833	$ 586,221

About FinWise Bancorp

FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. It offers various deposit products, including interest and noninterest bearing demand, NOW, money market, and checking and savings accounts, as well as time deposits and certificates of deposits. The company also provides small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. In addition, it offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and cash management and treasury services. The company operates a full-service banking location in Sandy, Utah. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.

CEO	Mr. Kent R. Landvatter
WEBSITE	finwisebancorp.com
INDUSTRY	Banks Diversified
EMPLOYEES	140

FinWise Bancorp Frequently Asked Questions

What is the ticker symbol for FinWise Bancorp? What does FINW stand for in stocks?

FINW is the stock ticker symbol of FinWise Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of FinWise Bancorp (FINW)?

As of Fri May 17 2024, market cap of FinWise Bancorp is 135.1 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FINW stock?

You can check FINW's fair value in chart for subscribers.

What is the fair value of FINW stock?

You can check FINW's fair value in chart for subscribers. The fair value of FinWise Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of FinWise Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FINW so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is FinWise Bancorp a good stock to buy?

The fair value guage provides a quick view whether FINW is over valued or under valued. Whether FinWise Bancorp is cheap or expensive depends on the assumptions which impact FinWise Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FINW.

What is FinWise Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, FINW's PE ratio (Price to Earnings) is 7.99 and Price to Sales (PS) ratio is 1.96. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FINW PE ratio will change depending on the future growth rate expectations of investors.